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Renewal

Renewal coming up?

Is your mortgage renewal coming up? Is your lender offering you the best rate and terms?  Call us for a no obligation consultation to see if we can find you something better and if it makes sense to switch.

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Our Process

Mortgage renewal date fast approaching? If your lender has already sent you a renewal offer, send it over so we can review the rate and terms and see if there is anything else better out there. Did you know that in some instances, there can be no cost to switch lenders at renewal and the savings over the next term can make quite a difference.

Have you assessed your overall situation? When your mortgage is up for renewal it is a good time to take stock of your finances, debts, and equity. Could there be an opportunity you are missing? At renewal, you don't have to deal with mortgage penalties which means it could be a good time to have a professional evaluate your overall state of affairs.

Renewal Rates

Whether fixed or variable, we will have a solution for you.

Insured
5 yr Fixed

4.44

%

5 yr Variable

5.5

%

Insurable
5 yr Fixed

4.54

%

5 yr Variable

5.5

%

Uninsurable
5 yr Fixed

4.89

%

5 yr Variable

5.95

%

Rates are subject to change and availability is based on approved credit.

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Testimonials

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R Halsall

Balraj is awesome. Very honest. Has his clients best interest in mind. Whether you're in for a chat or 25 years, you'll be happy.

Veronica Szick

I worked with Lendlab to renew my mortgage this year. Balraj and Melanie were excellent to work with and made the entire process stress free. It is clear they truly care about their clients and made sure to provide transparent, trustworthy information so I could make an informed decision. They simplified the document collection, shopped around for the lowest possible rate, and even paid for my appraisal. Their communication throughout the entire process was top-notch, and I never felt pressured or rushed. They were flexible around my schedule when it came to meetings, document collection, and finalizing everything. I can’t recommend Balraj and Melanie enough. I will use them for all my future mortgage needs and won’t hesitate to refer my friends and family.

M Howe

Professional, Friendly, Knowledgeable, Helpful, What can I say, they made it so easy for us in making our decision, I would not be stress free without Lendlab. I would recommend them 100% to anyone.

Catherine D

We renewed our mortgage with the help of Jose and Balraj. I can’t speak highly enough about how they treated us. They went above and beyond and were able to get us an amazing rate. Jose walked us through the entire process and was more than happy to answer any of our questions. I would not hesitate in recommending them for either a new mortgage or when you are looking to renew.

Ready to get started?

A mortgage broker is an independent, licensed, and certified professional with an established network of lenders who works on your behalf to find the most suitable option for you.  We do the research to save you the time and hassle of dealing with different banks and lenders so that you can focus on other aspects of the home buying process.

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Services

Our services are built to suit your needs whether it is a home purchase, mortgage refinance, or switching lenders at time of renewal.

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Contact us

Reach out anytime for a no obligation conversation to see if we are right for you. Always happy to chat!

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